Как заработать на пенсии: Как заработать пенсионеру: лучшие идеи без вложений

На заметку пенсионерам: как заработать на пенсии? | Деньги

Выход на пенсию — это важное событие в жизни любого человека. Наконец-то можно не ходить на работу и полностью посвятить время только самому себе.

И все бы хорошо, но что делать, если получаемых от государства денег порой не хватает даже на самое необходимое? Ответ напрашивается сам собой: нужно постараться подобрать для себя такое занятие, которое будет приносить и радость, и хорошие деньги.

Чем зарабатывание денег на пенсии отличается от обычной 8-часовой работы?

Тем, что пенсионер может себе позволить роскошь выбора, когда и с кем ему работать. Он может придирчиво и не спеша рассматривать каждое сделанное ему предложение — и смело отказываться от всего, что ему не нравится. Фото: Depositphotos

1. Деньги из огорода (фермерство).

Это один из наиболее привычных и доступных способов заработка старшего поколения. Фермерские продукты очень ценятся адептами ЗОЖ (здорового образа жизни) и мясоНЕедами (вегетарианцами), поскольку они полны свежих витаминов и не содержат в себе нитратов.

Перед вами открывается огромный простор для деятельности: можно выращивать овощи или фрукты, разводить животных, заняться продажей молочной продукции, посвятить себя пчеловодству или выращиванию грибов.

Лучше, если фермерской деятельностью увлечены оба супруга: совместная работа не только сближает и продлевает жизнь, но и помогает разделить труд так, чтобы каждому нашлось дело по силам. Фото: Depositphotos

2. Хенд-мейд.

За этим модным словом скрывается возможность с выгодой заниматься тем, чем вам нравится — получая за это приличное вознаграждение.

Вы любите шить, вязать или что-то мастерить своими руками? Тогда прямо сейчас сделайте вот что:

• Сфотографируйте свои рукотворные шедевры и разместите эти фотографии в Интернете — и со временем у вас отбоя не будет от клиентов.
• Для этого, конечно же, придется дополнительно онлайн потрудиться. Например, завести свою страничку в Instagram, Одноклассниках и ВКонтакте.

Фото: Depositphotos

3. Мелкий бытовой ремонт.

Заработать, выполняя работу «мужа на час», может практически каждый мужчина пенсионного возраста. Устранить неполадки в сантехнике, повесить полочку, починить гардину, наклеить обои — ваша помощь пригодится как в мелочах, так и в более сложных делах.

Женщины тоже не останутся без заказов, ведь многие семьи (особенно с детьми) ищут тех, на кого можно переложить хотя бы часть домашних хлопот по хозяйству. Фото: Depositphotos

4. Фотография.

Это моя самая любимая тема! Например, в моем аккаунте ВКонтакте размещено более 40 тысяч фотографий, которые я сделал всего за несколько лет.

Если вы повсюду видите красоту и способны запечатлеть человека так, чтобы он нравился самому себе, — попробуйте заняться фотографией.

• Тем более что молодых фотографов сейчас очень много, а среди людей старшего возраста конкуренция не так высока.
• Вы сможете создать личный бренд, опираясь на свой образ взрослого, мудрого человека, который в силу возраста способен лучше показать красоту этого мира.

Фото: Depositphotos

5. Фриланс.

Для любого, у кого есть компьютер и доступ в Интернет, широко открыты двери фриланса — это что-то вроде удаленной работы, связанной с выполнением небольших поручений.

Проверить грамотность написания статьи, самому написать статью, оставить отзыв и т. п. несложные заказы ждут вас на многочисленных сайтах для фрилансеров.

Завершающая рекомендация относительно личных финансов: чтобы денег было всегда достаточно, следует научиться «дружить» с ними.

Да, нас в Советском Союзе этому не учили, и даже запрещали, обещая, что вот-вот наступит коммунизм и деньги окончательно отменят. Но раз коммунизм не наступил, то придется нам самим позаботиться о себе в финансовом плане.

Что делать, чтобы научиться жить богато:

1. Каждый день читайте статьи по финансовой грамотности (или книги по личным финансам).

2. Цените свои деньги — платите сначала себе, а потом другим. С любой полученной вами суммы откладывайте 10−20%. Научитесь разумно приумножать свои деньги.

3. Богатство — оно в головах, а не в кошельках. Богатые люди умеют всегда немного больше, чем остальные. А все потому, что они не боятся пробовать новое и учатся тому, что они не умеют делать.

Для закрепления материала посмотрите видео:

90000 14 Real Ways to Boost Income 90001 Regardless of where you are in life, it’s always nice to make some extra money. And that is especially true in retirement. But, how to make money in retirement when your supposed to be simply enjoying the easy life? The retirement gigs listed below will not be quite enough to cover retirement expenses, but they will not take up too much of your time, either. And, some options might even be fun! 90002 90002 Whether you’re looking to subsidize retirement savings with a hobby or just want some extra spending cash, here are 14 ideas for how to make money in retirement: 90004 You know what’s even better than making money? Not having to leave the couch to do it! Fire up your computer or smartphone for these three ways to make money from your living room.90005 90004 90007 1. Take Surveys Online 90008 90002 Websites called survey sites will pay you for your opinions. You will not make a ton of money, but joining these websites is an easy way to earn extra cash. 90005 90004 Here’s how it works: Sign up for a survey site and put in some information, and then you’ll get emails with survey opportunities that fit your demographic. For most survey sites, you can cash out using PayPal or redeem what you’ve earned via gift cards to major retailers. 90005 90004 A few of our favorite survey websites include Inbox Dollars, Pinecone Research and VIP Voice.90005 90004 90007 2. Find Unclaimed Money 90008 90005 90004 There’s an online database that helps people find unclaimed money from a variety of sources, such as retirement accounts you may have forgotten about, old security deposits or shares of stock in your name. 90005 90004 Get step by step instructions for finding lost or forgotten money. 90005 90004 90007 3. Watch Videos 90008 90005 90004 Get paid to watch videos on Swagbucks, a rewards program website that gives users gift cards and cash for performing certain tasks online.90005 90004 By watching videos you’ll earn points, called Swagbucks, which can be cashed out through PayPal or redeemed for gift cards to places like Amazon. 90005 90004 If you do not feel like watching videos, you can also earn Swagbucks for taking surveys, shopping through their online portal or even playing online games. 90005 90004 Making money while shopping — sounds like the dream, right? The good news is it’s actually possible! Here’s how. 90005 90004 90007 1. Download Ibotta 90008 90005 90004 Ibotta is a cash-back app anyone with a smartphone can download.Before you go shopping at any of Ibotta’s participating stores (which include Walmart, Kroger and Publix), open Ibotta and add «offers» for any items on your grocery list. 90005 90004 These offers can be anything from $ 1 cash back for buying a frozen pizza to $ 3 cash back for buying multivitamins. 90005 90004 Go shopping as you normally would and when you get home, scan that week’s item barcodes and take a photo of your receipt with the Ibotta app. It will match what you purchased to the offers you selected and deposit the cash-back offers into your Ibotta account.90005 90004 Wondering how much money you could really earn from this app? One of my coworkers earned $ 233 after using Ibotta for a few years! 90005 90004 90007 2. Download Dosh 90008 90005 90004 Dosh is another cash-back app, but it goes beyond grocery shopping. This app gives you cash back for shopping at local businesses, booking hotels through its app and even dining out at places like Olive Garden. 90005 90004 90007 3. Shop Through Ebates 90008 90005 90004 Do you love shopping online? If the answer is yes, you should be shopping through Ebates, where you could earn up to 40% cash back! 90005 90004 Ebates is an online shopping portal that rewards customers for shopping with its partnered retailers.For example, right now you could earn up to 3% cash back for shopping on Amazon. 90005 90004 It might not be a ton of money, but if you’re shopping online anyway you might as well earn some money back. 90005 90004 Retirement is a great time to pare down your belongings. Instead of letting old clothes and untouched DVDs sit around, turn them into piles of cash! 90005 90004 90066 90007 1. Sell Old Clothes and Household Items on Letgo 90008 90005 90004 Letgo is a local marketplace app where you can sell just about anything.If you have clothes, purses, shoes or any household items taking up space, list them for sale on Letgo. Listing items is as easy as taking a photo and posting it to the app. 90005 90004 Letgo is based on your location, so you only deal with local buyers. No — this does not mean you have to invite strangers to your house. Instead, bring your items to a public location, like a local coffee shop or library. 90005 90004 Whenever I’ve sold items to local buyers, I either meet them at a coffee shop or the parking lot of a large retail store, where there are lots of people walking around.To be extra safe, you can also bring someone with you. 90005 90004 90007 2. Get Rid of Old Entertainment with Decluttr 90008 90005 90004 If you have old books, DVDs or electronics sitting around collecting dust, download the app Decluttr and make money for getting rid of them. 90005 90004 Once you download Decluttr, scan the barcode of any item mentioned above. Decluttr will tell you how much they’ll pay you for it. 90005 90004 After scanning everything you want to get rid of, you can cash out and Decluttr will provide you with a shipping label.All you have to do is print out the shipping label, pack up your items in a box and drop it off at a UPS store. 90005 90004 After Decluttr receives your items, you’ll be paid on the next business day. You can choose to be paid via direct deposit or a physical check. 90005 90004 How to make money in retirement? You just might have what the following services need! 90005 90004 90007 1. Serve as an Online Mock Juror 90008 90005 90004 Join an online mock jury and get paid to help lawyers prepare for real cases.You can earn anywhere from $ 10 to $ 60 for about an hour of your time. 90005 90004 OnlineVerdict is one site that connects online mock jurors with legal professionals to give them feedback on cases. Sign up with your information, including where you live, and you’ll get an email when a case is available for review. 90005 90004 90007 2. Test Websites 90008 90005 90004 Companies want to know how customers use their websites. That’s where you come in. 90005 90004 Websites like UserTest and UserFeel pay users, like you, to click around on websites and report back on them.Pay is around $ 10 per website tested, but it should be easy to knock out a few in one day. 90005 90004 90007 3. Become a Transcriptionist 90008 90005 90004 Do you enjoy typing? Earn $ 15- $ 25 per hour working as a freelance transcriptionist. Transcribe Anywhere offers a free mini-course to get you started. 90005 90004 If you have experience in medical or legal fields, you could get paid extra for those assignments. 90005 90004 90007 4. Work as a Freelance Proofreader 90008 90005 90004 If you have a knack for spelling and grammar, you could make a great freelance proofreader.90005 90004 Proofread Anywhere offers free intro workshops for general and transcript proofreading. For general proofreading, pay is up to $ 17 per hour. For transcript proofreading, you could earn a bit more. 90005 90004 Instead of relying on retirement savings for every single purchase, use this additional income for smaller purchases. 90005 90004 Reaching age 65 once meant collecting a final paycheck. But today, more Americans are trying to delay retirement — working well into the traditional retirement years, not because they have to, but because they want to.90005 90004 90127 1. Do Something You Love 90128 90005 90004 Find work doing something that you might do in retirement even if you were not getting paid. The extra income is a huge bonus. 90005 90004 90127 2. Try Consulting 90128 90005 90004 One advantage of being retirement age is that you have a lot of work experience. Depending on your field, you may find that you could be in huge demand as a consultant. This can be a great gig that lets you make your own hours and pick and choose work that interests you.90005 90004 Explore 14 reasons why work after retirement is a great idea or find out which retirement jobs are the best. 90005 90004 Making extra money for retirement is a great idea. However, if you do not already have a detailed written retirement plan, that is where you really should start. According to a Merrill Edge Report, 19 percent of mass affluent Americans — U.S. households with investable assets ranging from $ 50,000 to $ 250,000 — have no idea how much they need let alone how all of the financial pieces of retirement fit together.90005 90004 Planning does not need to be scary or complicated. The NewRetirement retirement planning calculator makes it easy. Take two minutes to enter some initial information, then see where you stand today. Next, start adding more details and changing some of your information. Discover meaningful ways you can improve your retirement finances. 90005 90004 If these ideas do not appeal to you, explore other ways to earn extra cash in your spare time. 90005.90000 How to Make Money from Home to Supplement Your Retirement Income: 10 Tips 90001 90002 Making money on the internet is a good way to supplement your retirement pension fund. The average pension will not go as far as we once hoped it would. 90003 90002 Many of us will have to wait much longer than originally planned, to receive our state pension. In the UK, women’s pension has undergone massive changes; millions will see their state retirement age extended from 60 to 66 years, and possibly longer.90003 90002 On the whole, women find it harder to save for their retirement; they tend to take time off work to have and to raise children, in most cases, this will prevent them from accumulating sufficient national insurance record of over 30 years service. 90003 90002 Taking time out can also mean that many women are being set back on the career ladder. With a reduction in income, there is less money available to put away for retirement pensions and investments. 90003 90002 In the private sector pension, final salary schemes are almost a thing of the past; companies can no longer afford to continue doing them.People are living longer and will need more money to ensure a happy and worry-free retirement. Unfortunately; it’s becoming blatantly apparent, that the money we’ve diligently paid into our pension schemes, may not be sufficient to finance the comfortable retirement we imagined. 90003 90002 Until Britain can solve the problem of an ageing population and a lack of savings, we must look at ways to make up the deficit in our retirement fund. 90003 90002 In this current economic climate, we have to be proactive.We can no longer relax in the knowledge that we are paying our national insurance contribution, and that will provide sufficient money for our future retirement. 90003 90002 For those of us who are wanting to do more than merely exist in our later years, we will have to start thinking outside the box. We must begin to look at different ways to earn money, and this is where the internet will prove invaluable. 90003 90002 Age is no barrier to using the internet, if you can use a keyboard, you can learn to use the internet to work from home and make money online.90003 90002 Here are a few ideas: 90003 90002 (1) 90023 Make money with videos; 90024 Youtube can earn you real money if you have skills where you can video yourself demonstrating or explaining these skills. You can upload your work on Youtube, display your contact details, and soon people will be contacting you for your services. 90003 90002 · (2) 90023 Make money cataloguing videos 90024, If you’re good with DVD’s and videos, you can make money cataloguing special events such as weddings, birthdays, and christenings.You can depict an individual’s history through the special times in their life; people will be happy to pay for this service. 90003 90002 · (3) 90023 Make money selling on eBay 90024, You do not even need much initial capital to make money on eBay. Simply sign up at www.ebay.com and post your unwanted belongings for sale. You can trade on eBay on a part-time or full-time basis. Sell ​​your own product or sell for other people. Buy cheap products in bulk and sell them individually. Start with a few items, make a note of your best sellers and concentrate on those.90003 90002 · (4) 90023 Make money from your hobbies 90024, Look at what you already love doing, if you enjoy gardening and growing flowers, why not start a business as an online florist, or sell dried or wildflowers? However; you should be aware that in the case of wildflowers, there may be laws protecting them, but you can always grow your own. Wildflowers are in high demand; you can make money by selling wildflowers for decorating places like craft displays. 90003 90002 If on the other hand, your passion is food, why not start a restaurant business.If you are interested in bees, you can make money and also help the environment. Do your bit to help increase the bee population, keep beehives and sell your very own brand of honey. 90003 90002 If you’re good with people and like to sell, but you do not want the hassle of working from an office. Work from home; take a look at becoming an independent distributor for companies such as the Utility Warehouse where you sell utilities like gas, electricity, phone and broadband at a competitively low price, you can save money and also earn as a distributor.Find out more at http://www.utilitywarehouse.org. I must advise, this is not for everyone, it is a type of MLM. 90003 90002 (5) 90023 Make money writing lyrics 90024, if you are talented in this area, you can earn money writing musical lyrics and poems for greetings cards. You can also publish eBooks. Write an eBook, or pay someone to write and hand over the copyrights to you. You can then publish and sell. Consider writing for Kindle. 90003 90002 · (6) 90023 Make money writing Articles and web content 90024, if you are skilled at writing, you can earn money as a freelance writer for magazines, website owners, for individuals and companies.You can sign up with sites such as www.elance.com, and www.guru.com. Check out sites that outsource tasks like https://www.airtasker.com/writing. Write hubs with www.hubpages.com where you can make money with Google AdSense. With a little know-how, you can make money. 90003 90002 · (7) 90023 Make money writing book reviews 90024, many sites will pay to have people write book reviews. www.constant-content.com, here you can set the price for how much you are willing to sell your review. www.helium.com gives you the chance to make a good income writing and selling book reviews. 90003 90002 · (8) 90023 Get paid for advertising local 90024 90023 businesses 90024, every business needs advertisement to survive, but the small business owners are restricted by how much money they can spend on advertising. Many small businesses are unable to afford the high cost of TV and media ads. You can make money by promoting businesses in your local community. Promotion can be done verbally through word of mouth, by postcards, or on your website.90003 90002 · (9) 90023 Earn money with Affiliate marketing, 90024 this is one of the big money making ideas on the Internet if you know what you are doing. You can sell products on behalf of other businesses or manufacturers; you can do this by placing links on articles that are posted on article directories, directing the reader to the relevant website. If they make a purchase, you can earn an agreed percentage from the sale of the product. 90003 90002 · (10) 90023 Make Money with your local estate agents 90024, the property market is still a lucrative business.Estate agents are always on the lookout for properties to buy and resell. If you have knowledge of properties for sale, you can refer the owners to the estate agents. Agree on a price in advance, and make some money. 90003 90002 There are many ways of making money, be it on, or offline. I’ll be revealing more ideas to supplement your pension or simply to earn a little extra income soon. So until then, if you found this useful, please leave comments and watch this space. 90003.90000 How much money do I need to retire from job: How to Calculate? 90001 90002 When I was 25, I was already dreaming about financial independence. On one side, my father was enjoying his job even when close to retirement, while I was considering it (retirement) at the outset itself. Read more about how to be financially independent. 90003 90002 [90005 Check at the bottom of this post to know, where to invest retirement money in India 90006] 90003 90002 I wanted to retire for the sake of financial independence.My father was planning retirement as it was inevitable due to his age. Both of us had a different perspective about retirement. 90003 90002 But there was a 90011 common thing 90012 between my father and me, we both wanted to know the answer to the same question — 90005 How much money do I need to retire? 90006 The answer hides in our ‘retirement corpus’. Read more about NPS for retirement corpus building. 90003 90002 90005 [Use Online Retirement Planning Calculator] 90006 90003 90020 Retirement Corpus 90021 90002 The bigger is the retirement corpus, more income it will yield.So the question arises, how big should be the retirement corpus? This is what we will try to answer in this article. 90003 90002 When I was doing my math on this, I could understand that retirement corpus building can not be done in couple of years. Why? Because the amount that has to be accumulated is huge. 90003 90002 For me that amount was so huge that, I finally decided that I can not afford to retire till I’m 45 years of age. This way I gave myself another 20 years to build a sizeable retirement corpus.90003 90028 The Concept of Retirement Corpus 90029 90002 To support the lifestyle after retirement, one must ensure that sufficient retirement income must be yielding (step # 4). Retirement income will come from the retirement corpus (step # 3). 90003 90002 The challenge is to build a big-enough retirement fund. How to do it? Earn more, spend less, save high, and use the saving to build retirement fund. Following are the 4 steps worth remembering: 90003 90034 90035 90011 Generate Income 90012: How one can generate income? By doing a job or business.The idea of ​​income generation should be to empower oneself to build a big-enough retirement corpus. 90038 90035 90011 Save Money 90012: Generating income is only the first step. In order to build a sizeable retirement corpus, one must also save sufficient money. Why? Because this saving will ultimately build the retirement fund. Read more about tricks to save money. 90038 90035 90011 Retirement Corpus 90012: The money saved from ones income must be invested well, to build retirement corpus 90005 fast enough 90006.But the size will grow at rather slow pace — specially in initial days. One must not get disheartened, and shall continue to contribute to this cause year after year. Read more compounding investment returns. 90038 90035 90011 Retirement Income 90012: Building a big retirement corpus is an important milestone. But this is not the end. Taking one more step is essential. What is the next step? Reinvesting ones retirement fund so that it starts generating 90005 regular income 90006 (post retirement).Read more about where to invest retirement fund for income generation. 90038 90055 90002 Once this clarity is established, we are ready to 90011 ask 90012 the next questions. «90005 How much money will be enough to retire? 90006 What should be the size of my retirement corpus? 90003 90020 How to estimate size of retirement corpus? 90021 90002 This can be done in three steps, but we will have to do the back calculation. 90003 90034 90035 90011 Monthly Expense 90012: This is the first step.Try to estimate what will be the expense you would like to carry after you have retired. You must also consider additional expenses like medical, travel etc which might increase post retirement. 90038 90035 90011 Expected Returns 90012: When we are in job, we can take more risks. Hence we can afford to invest in high-risk-high-return investment options. But post retirement, our risk taking capability falls drastically. Hence our expected return from investment should be accordingly tuned. I will not expect more than 7% return from my retirement portfolio.Read more about how to measure investment returns. 90038 90035 90011 Size of Corpus 90012: This is the final step. It will tell you what will be your required retirement corpus. How to do it? Use this 90011 formula 90012: Corpus size = (Monthly Expense x 12) * 100 / 7. The logic is that, 90005 the retirement fund should be big enough to generate enough ‘interest income’ to take care of all daily expenses of life 90006 . 90038 90055 90002 Suppose ones monthly expense is say Rs.10,000. The person decides to invest his retirement savings in a monthly income plan which yields a return of 7% p.a. What should be the size of retirement corpus (which generates Rs.10,000 per month)? Size of corpus = (10,000 x 12) * 100/7 = Rs.17.15 Lakhs. 90003 90020 1. Estimate Monthly Expense 90021 90002 Suppose you are 59 years of age. In next few months, you are going to retire from your job. 90005 What will be your expenses after retirement? 90006 90003 90002 One must be careful while answering this question. Why? Because here, one must neither overestimate nor underestimate the requirement. 90003 90002 So how to approach this question? Create a break-up of your total expenses into following six (6) heads, and quantify each one of them as shown below.I have also added some values ​​for exemplification. 90003 90034 90035 90011 Home Management 90012: Utility bills, foods, maintenance etc: Rs.4.5 Lakhs per annum. 90038 90035 90011 Vacation 90012: Money required for managing annual vacations: Rs.0.5 Lakhs per annum. 90038 90035 90011 Health Care 90012: In old age the cost of managing health is high: Rs.1.0 Lakhs per annum. 90038 90035 90011 Income Tax Payment 90012: Money to be paid to the government as income tax: Rs.1.5 Lakhs. 90038 90035 90011 Emergency 90012: Money required to handle emergencies: Rs.1.5 Lakhs. 90038 90035 90011 Inflation Adjustment 90012: Money that must be added back to the retirement fund to negate the effect of inflation: Rs.1.5 Lakhs. 90038 90055 90002 Total annual expense after retirement (sum of # 1 to # 6) is 90011 Rs.10.5 Lakhs per year 90012. What is this number, Rs.10.5 Lakhs? 90003 90126 90002 It is the income that our 90005 retirement corpus must generate 90006 each year, post retirement. In other words, the size of retirement corpus must be big enough to generate a minimum income of Rs.10.5 lakhs per annum. 90003 90131 90020 2. Estimate Size of Corpus 90021 90002 What we know now is that, our annual 90011 expense 90012 requirement post retirement will be Rs.10.5 Lakhs per annum. To meet this expense requirement, our retirement 90011 income 90012 must be at least Rs.10.5 lakhs per year. 90003 90002 This income will come from the retirement corpus. The retirement corpus must be big enough to generate Rs.10.5 lakhs per year of regular income. 90003 90002 How to know the size of Retirement corpus? Use this formula: 90003 90002 I have done the calculation.To generate an annual income of Rs.10.5 lakhs per year, @ 7% per annum, the size of the invested funds must be 90011 Rs.1.5 Crore 90012. 90003 90028 2.1 Adjust for inflation … 90029 90002 90011 What we need to adjust for inflation? 90012 The calculated retirement corpus (Rs.1.5 Crore). 90003 90002 90011 Why we need to adjust it for inflation? 90012 Because Rs.1.5 Crore is the required-value if one retires tomorrow. If the person is going to retire after 20 years, the required corpus will be much higher.(20) = 1.5 * 3.21 90003 90002 90011 Corpus (n) = Rs.4.85 Cr. 90012 90003 90002 So what this calculation land us into? More trouble? Yes. 90003 90002 Rs.1.5 Crore as retirement corpus anyways was a huge amount. But now what we have in our hand is even bigger value (Rs.5.0 Crore). But to build it, we have 20 years time in our hand. 90003 90002 My personal estimate is that, investing Rs.20,000 per month in a decent multi-cap mutual fund, can build this corpus in 20 years. 90003 90020 Conclusion 90021 90002 We wanted to know how much money do I need to retire at 45? To get an answer, we started with expense calculation (Rs.10.5 Lakhs / year — example). 90003 90002 To arrive at the 90005 size of retirement corpus 90006 required, we used a formula (shown above). The calculated value of the required retirement corpus was Rs.1.55 Crore. 90003 90002 But this value of Rs.1.55 Crore needs to 90005 adjusted for inflation 90006 in case one is not seeking immediate retirement. We have seen, how one can adjust the retirement corpus for inflation. 90003 90002 You can follow the above mentioned steps for yourself, and estimate the money you need before you can call it quits and take retirement from job.90003 90002 90011 WHERE TO INVEST RETIREMENT MONEY? 90012 90003 90002 90011 Handpicked Articles 90012: 90003.